SmoochPay is a fintech platform that integrates and aggregates payment services — SoftPOS, online gateways, and payout rails — into a single API. Switch acquirers seamlessly. Never re-integrate again.
Every time you change acquirers or gateways, your engineering team scrambles to re-integrate. Weeks of dev work, testing, and downtime risk — just to process the same transactions. SmoochPay makes that pain disappear.
From tap-to-pay on Android to cross-border payouts — one platform handles it all.
Turn any Android device into a payment terminal. Accept contactless Visa, Mastercard, Google Pay, and Apple Pay. No hardware needed.
A single integration for e-commerce and apps. Support cards, wallets, and QR-based methods across Southeast Asia and beyond.
Switch between payment acquirers and gateways without touching your codebase. Route transactions intelligently and optimize for cost.
Automate disbursements through our partner rails. Unify your pay-in and pay-out flows in one dashboard, one API.
Provision virtual accounts for both pay-in and pay-out. Enable e-wallet capabilities for your business — top-ups, transfers, and stored-value balances out of the box.
Design and customise receipts for terminal printout. Add your brand, promotions, or loyalty info — fully templated via HTML, rendered at the terminal.
Turn any SmoochPay payment terminal into a ready printer. Send any HTML content to print on demand via API — order tickets, vouchers, kitchen chits, you name it.
Our API-first approach means your team can integrate once and never worry about payment plumbing again.
Connect SmoochPay's unified API to your app or website. Straightforward RESTful endpoints, comprehensive SDKs.
Select your payment methods, acquirers, and routing preferences from the dashboard. No code changes needed.
Start processing. Add new methods or switch providers anytime through configuration — zero downtime, zero re-integration.
Cards, wallets, QR codes — across Southeast Asia and globally. All through one integration.
Clean, RESTful APIs with predictable responses. SDKs for every major language. Webhook-driven architecture.
# Create a payment — auto-routes to best acquirer
curl -X POST /mapi/payment/auto \
-H "Authorization: Bearer sk_live_..." \
-H "Content-Type: application/json" \
-d '{
"amount": 4999,
"currency": "SGD",
"order_id": "ORD-20260406",
"redirect_url": "https://yoursite.com/thank-you",
"webhook_url": "https://yoursite.com/api/webhook"
}'
# Response → redirect to acquirer hosted page
# or SmoochPay multi-acquirer payment page
# Webhook POST → your server on completionWhether you run a hawker stall or a multi-country e-commerce platform, SmoochPay fits right in.
Ready-made plugins for popular platforms. No custom development needed — install, configure, and start accepting payments.
Join businesses across Southeast Asia building on SmoochPay.
Talk to Sales